Buy Prepaid Card With Gift Card
*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
buy prepaid card with gift card
Terms & Conditions on your card may vary by the card issuer. Please refer to your issuing financial institution for more details. Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.
Aside from random gift card purchases for birthdays or teacher gifts, some people also go out of their way to buy gift cards with a credit card, usually to earn rewards or save money on a specific purchase.
Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.
The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.
Just make sure you pick the right type of rewards credit card for your gift card purchases. Some rewards credit cards only let you earn cash back, while others offer flexible rewards or points you can use in a specific airline or hotel program.
As a side note, buying gift cards from small businesses can also be a helpful move if you are looking for a way to help small businesses recover from the economic impact of COVID-19. By buying gift cards now, you can send businesses some much-needed cash and wait to redeem your gift card for goods or services at a later date.
Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.
You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.
The best credit cards to use for gift cards are ones that let you rack up as much in rewards as you possibly can. With that being said, you should choose a credit card for gift cards carefully and based on the type of rewards you hope to earn.
The Blue Cash Preferred Card from American Express lets you earn 6 percent back on up to $6,000 spent at U.S. supermarkets each year (1 percent after that), 6 percent back on select U.S. streaming services, 3 percent back at U.S. gas stations and on transit and 1 percent back on all other purchases. You can also earn a $350 statement credit after you spend $3,000 in purchases on your new card within the first six months. A $95 annual fee applies.
Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each account anniversary year.
Why this card is ideal for gift cards: This card lets you earn 4 percent back on gift cards purchased at gas stations, up to annual limits. Costco.com and Costco stores also offer a broad selection of gift cards you could earn 2 percent back on, including gift cards offered at a discounted rate.
All information about The Amex EveryDay Credit Card from American Express, Costco Anywhere Visa Card by Citi and Target Redcard has been collected independently by Bankrate and has not been reviewed or approved by the issuer.
*Exxon Mobil Rewards+ is a rewards program available at participating Exxon- and Mobil-branded service stations. Terms and conditions apply. You must fully enroll to become a member and use points. See exxonmobilrewardsplus.com to complete enrollment. Points have no monetary value and expire after 1 year. You cannot earn Exxon Mobil Rewards+ points for: tobacco, lottery, cash back, gift cards, money order, membership/loyalty, financial prepaid cards, aviation and marine fuels, milk (Pennsylvania, Maine, and Massachusetts) and on negative transactions, fees, miscellaneous prepaid products and tax. In some states, points cannot be earned or redeemed on alcohol purchases. Though you cannot earn points on gift card purchases, taxes or miscellaneous prepaid cards, you can redeem points for these items.
The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and suits all your gift-giving needs. It's also perfect for people of all ages. You decide how much money to give; they decide where to spend it.
The Visa Gift card is a prepaid card welcome everywhere Visa cards are accepted. Visa Gift cards are loaded with a set amount of funds and can be used for multiple purchases for as long as value remains on the card. Giving a Visa Gift card puts the power of choice in the hands of your friends and family.
The activation process is determined by the provider of your card, so you will need to follow the instructions provided with your card. Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift cards must be activated by the recipient before they can be used.
Look for the initial balance in the card materials that come with your card at the time you receive it. These card materials provide important information, including the terms and conditions for using your card, so please read them carefully before using the card. If your card does not come with these materials, you should contact the financial institution that issued the card. Most issuers also offer web site access, a toll-free number, or instructions on the back of the card.
If your card has expired and there is a remaining balance of funds on the card, you may wish to receive a new card. Some issuers also offer the ability to receive remaining funds via cheque. If you have a balance on your expired card, contact the financial institution that issued your card or refer to your cardholder material to learn how to order a new card or a cheque. Issuers may charge a fee for this service.
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
Yes. You can use your Visa Gift card anywhere Visa cards are accepted. Just always ensure that the remaining balance on your card will cover the amount of your planned purchases. If the remaining balance doesn't cover the entire transaction, let the merchant know how much funds you have remaining. The merchant may split the transaction and allow you to pay for part of the purchase using your Gift card, and then the remaining part of the purchase with another form of payment such as credit, debit or cash.
To make a purchase greater than the balance on your Visa Gift card, a merchant may accept a second payment method (credit card, debit card, cash or cheque) to cover the difference if their policy allows.
In case you need to return any items purchased with your Visa Gift card, be sure to save your Visa Gift card even after the balance is depleted. You will be asked to present this card when returning items purchased with the card. If the merchant's return policy allows for refunds, the value of the returned goods will be credited back to the card within three to seven business days of the return.
You should not use your Visa Gift card for recurring bill payments, such as your monthly telephone or cable bill. For recurring bill payment transactions please use your Visa Credit, Visa Debit or Visa Reloadable Prepaid cards instead. By doing so, you reduce the risk of using a Visa Gift card that has expired or has insufficient funds available.
Yes. However, you should be aware that restaurants and hotels factor in an automatic tip or other incidental expenses when authorizing your purchase transaction. If the total purchase amount including the estimated tip exceeds the amount available on your card, your card may be declined. If you think this will happen, inform the merchant in advance how much to deduct from your Visa Gift card and which second payment method (credit card, debit card, cash or cheque) you want to use to cover the difference.
Yes. Your Visa Gift card is intended for use anywhere Visa cards are accepted. To make an online or phone purchase, you will need to register your card. You can do this by either calling the provider, or by visiting their website.
The following prepaid cards issued by American Express, to the extent they have been fully registered by the Card Member and approved by American Express, can be used to purchase Gift Cards on americanexpress.com/gift:
The methods for adding money to a prepaid card vary from card to card. But generally, the options include adding cash at a retail register (often for a fee), adding funds by using an app to make a mobile check deposit, and by direct deposit, card-to-card transfer and bank transfer.
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